I’m happy to report that I successfully achieved my first money task of the new year!
Goal 1: Save 3-6 months in an emergency fund.
Task 1: Survive until February, sticking to the budget and conserving money where possible.
Since it’s February 1, this task is complete! We even ended up with about $400 left over in our emergency fund. I’m happy to report that the new water heater is continuing to produce hot water, so the money was well spent. I’ve looked back at our budgets for the last few years (yes, I keep them… pretty sick, I know) and our budgets remain pretty slim through the first quarter. I suspect that is going to happen again this year, as we have budgeted for tax preparation and Teddy needs a phenobarbitol levels test too.
Task 2: Get taxes prepared (hope for a refund!) and save $500 more this month.
Onward and upward!